The Bankers Guild is long established, but has taken an uptick in their desire for profit in recent years. The influx of refugees from the Shadowfell enabled them to start giving out loans with ridiculous interest rates and impossible deadlines. Not knowing where else to turn, many a Shadowfell refugee accepted a loan anyway.

The Bankers Guild are colloquially called the Loan Sharks.

Some notable members are listed below, but many more loan sharks can be found in the poorer areas in the cities of Kildar.

The Bramblebee Family Bank

Led by matriarch Elizabeth Bramblebee, this halfling family owns the largest bank on Kildar. They are well-known in high society and pretend to be among the more reasonable loan givers. The family bank has recently been in the press with accusations of extortion of farmers. Their response has been that they owe their family fortune in their roots in farming as well.

The Cunningham Bank

The Cunningham Bank prides themselves on improving trade in the region, mostly giving out loans to the entrepreneurial minded citizens and refugees.

The Cunningham Bank takes a hard stance on those unable to pay on time, but is very willing to offer alternative means of payment, handing out tasks that are in the moral or legal gray area. This is giving the family a large amount of unofficial influence.

Dukhovich Loans

Vladislav Dukhovich's bank, Dukhovich Loans, is a new addition to the Bankers Guild. There was some early uproar and protest against his joining the well established Bankers Guild, but those protests died down mysteriously.

The bank's employees number more henchman than accountants.

Dukhovich Loans has been known to take over defaulted loans from other money lenders at a profit.