Common (human, elf, dwarf, halfling, etc.)

0

Exotic (tiefling, kitsune, changeling, etc.)

1

Monstrous (lamia, naga, centaur, merfolk)

2

Planar/Constructed (celestial, fiend, elemental, undead, construct)

3

None or cantrips only

0

Illusions or minor enhancements

1

Mind-affecting or transformative

2

Reality-altering (plane-shift, memory wipe, possession)

3

Safe

0

Mild risk (light injury, discomfort)

1

Moderate risk (poison, magical binding, psychological intensity)

2

Severe risk (real harm, madness, soul entanglement)

3

0–2

Gentle

5 sp – 1 gp

3–4

Adventurous

2–5 gp

5–6

Risky

10–25 gp

7–9

Extreme

50+ gp or quest